Back in the saddle...

I think you mean you want an Agreed Value policy. Agreed Value is the amount you and the insurance company agree the car is worth and the amount of money you'll be paid if there is a loss. Stated Value policies pay out the car's value as it depreciates.

Try American Modern, they are a subsidiary of GEICO.

I think you'll find all Ins Co currently will not write a policy in that area same as if there was a pending hurricane . 

Very sorry to hear about our brothers on the Big Island suffering thru this very unfortunate crisis.....will probably find it very difficult to get AGREED VALUE as the guys above suggest. Might want to park it or do farmer's for a few months and minimize the drive to protect the car. I certainly HOPE that you are in NO danger, but insurance companies, like all others, are into MAKING money, approaching certainty from an actuarial standpoint and the BIG ISLAND is off the books......will likely last as long as the steam/lava flows. BE SAFE

Hagerty

A form 19A is what Hagerty will give you but a regular insurance form 19 will still give you protection albeit with depreciation which if proven value with a recent purchase price can still be adequate if you want to make your car a daily driver and you bought it used.  Even if you bought it new.  

If you did buy it used or new the insurance company would still have to do market research to find out the true cost of repairing or replacing for an equivalent car.  So while it might be a PITN-A to deal with the adjuster and the insurance and you might have to wait for your settlement it might be worth it.  If a company takes you on they have to do due diligence when they have to pay out... it is just more trouble than an agreed upon value 19A Hagerty... cut me a cheque for X $... especially for a used car if and the premium can be quite a saving...  Finally, you still have to get a regular insurance to agree to insure the car. 

Hey Donn........I love your Empi 8 spokes !  They are so totally old and not used by very many people that I have had some people asking me where to buy them now ! They are light weight and have the right offset to allow 185s to be mounted. If you watch a car go by that has them, they look like mag spoke wheels should. Not just a flash like a chrome disc would.

I have a friend in Pahoa who has flows down both sides of him. He can't get (or is not allowed) to his home now for nearly two months. He is retired and was able to pay cash for his home but has no cash left for another one. Of course he has no insurance to cover the loss in the event it burns down or is never allowed to return due to safety. He worked all his life to be comfortable and now this is how it ends.........Bruce

i had minilites(looks the same) on my 65 Tiger, classic wheel

CIP1 sells the 8 spoke "minilites". A new suppler from Germany, their site says.  Several options on appearance and inexpensive to boot.

I would think twice about replacing those Minilites.  Personally, I think they look awesome!  I put Fuchs 5-spokes on back when not many people were.  Then, it seemed like they were getting to be pretty common.  A set of Minilites on the right car is the bomb.  You've got the right car........

Bill Prout posted:

Hagerty

Bill tried, as I already have a policy with them.  No luck, they are on hold for the Big Island.

Robert M posted:

I think you mean you want an Agreed Value policy. Agreed Value is the amount you and the insurance company agree the car is worth and the amount of money you'll be paid if there is a loss. Stated Value policies pay out the car's value as it depreciates.

Try American Modern, they are a subsidiary of GEICO.

Robert, thanks!  Didn't know the difference & I have policies from both companies... LOL!

808donn posted:

Robert M posted:

I think you mean you want an Agreed Value policy. Agreed Value is the amount you and the insurance company agree the car is worth and the amount of money you'll be paid if there is a loss. Stated Value policies pay out the car's value as it depreciates.

Try American Modern, they are a subsidiary of GEICO.

Robert, thanks!  Didn't know the difference & I have policies from both companies... LOL!

@808donn

Here's a short article and a link to the place I just got my insurance through:

https://www.lelandwest.com/sta...ic-car-insurance.cfm

So you switched from American Modern ?

@Robert M

Troy Sloan posted:

So you switched from American Modern ?

@Robert M

@Troy Sloan

So last year around September 2017 my premium notice came from American Modern and the insurance was going to go up a bit to about $575 or so. I didn't pay to renew and let it lapse since the car was parked anyway. After my transmission fiasco I wasn't in a hurry to get new insurance since the car was sitting. A month or so before the SLO West Coast Cruise I went on the hunt for new insurance. I submitted a request to Leland-west and the quote came back at $427.00 so I signed up with them. Imagine my surprise when it came back that the insurance was provided by American Modern. Almost $150.00 more buying it direct from AM as opposed to going through a broker.

I'm back with American Modern, but for less.

@ROBERT M  I wounder if your coverage is the same ?

Alan Merklin posted:

@ROBERT M  I wounder if your coverage is the same ?

 

I checked and it was the same. 100,000/300,000, $30,000 value for my car with no deductible, roadside assistance, trip interruption etc.

Robert, new business rates are sometimes less expensive than an existing policy.  It's complicated but they do this to track blocks of business and to control loss ratios.  

Marty Grzynkowicz posted:

they do this to track blocks of business and to control loss ratios.  

I knew that!  ;-) 

I'm really surprised that Leland-West insured a replica. They used to not insure anything but originals.

DannyP posted:

I'm really surprised that Leland-West insured a replica. They used to not insure anything but originals.

They may not have been a broker for American Modern before, but now they are.

Yes, and likely figured out how much money they were missing out on. The ratio of income to payouts is VERY good on classics, hotrods, and replicas.

Changed out the wheels the other week...

Hey.....    Those look GREAT!  Looking at your car almost convinces me to put bumpers on mine, they look so good.

Almost, but not quite!

Wait!  Didn't it use to have 5-spokes?

Are those zip ties holding the license plate on?

Anyone needing wheels like those let me know. 

TRP posted:

Are those zip ties holding the license plate on?

Yes, yes, those are. We need a shameless plug for some of @aircooled Bruece's license plate holder.

@808donn

Thanks for the plug Robert ! Yup Donn my front plate holder works very well and looks good. See pic's below....and the cops leave you alone too !  I'm making up another batch tomorrow........Bruce

@aircooled using stronger material can double as tow hitch 😇🚘

Possibly !       Maybe if I upgraded the two 1/4" bolts to grade 8 and used hardened fender washers ?  ...........Bruce

@Gordon Nichols, it used to have Empi 8 spokes on it when I rescued it.

Yes @TRP, those are zip ties to get my Safety done (temp)... LOL!!!