Dale:
Different Clutch Cable Failures:
If the Bowden tube is mis-adjusted, it can cause a couple of different premature failure scenarios to happen:
1. If the Bowden tube has too much or too little curve to it (or hasn't been greased properly), it can cause the cable to wear where it rubs against the inside of the tube. This typically takes a LONG time to fail (40,000 miles plus). You'll also notice that the clutch chatters when engaging, so when that starts to happen people usually would take their car in for clutch service and the tech finds the problem, adjusts the tube and everything is OK, before the cable wears out.
2. Second problem is where the cable exits the Bowden tube. If you look at it from the side you'll see why; if the angle of the exiting cable is different than that of the tube collar, it causes the cable to chafe and eventually wear through. If the angle is acute, this can happen in 10K miles or so, depending on stop and go driving. An astute mechanic will spot this early and adjust the tube such that the cable comes straight out of the collar and doesn't chafe (and he probably re-greases the cable at the same time).
The only other failure mechanism I've seen, is the little loop wearing off of the forward end of the cable where it hooks over the "tooth" of the clutch pedal arm, and, very rarely, the clutch pedal arm "hook" simply wears off or breaks, but that is not a cable failure.
MUCH more common on Speedster Replicas, is a two-piece clutch cable, where the longer sedan cable is simply cut, overlapped and spliced together with a couple of 1/8" cable clamps to get to the right length. I've finally given up on this approach, as it tends to slip over time (at least for me) and never seemed to be reliable. Instead, I take a sedan cable to a sail boat rigger and have them cut it to the length I want and swage a new, metric (M6, I think) threaded end onto the back. That size end is very popular with the European sailboat crowd (Bennetos, etc.) so they're relatively easy to find. Usually costs me about $15 to have it done (plus the cost of the sedan cable).
BTW: Back in the "Old Days", VW clutch cables would easily last as long as a clutch, and I've seen both go over 100,000 miles before replacement, depending on the driver. Average was somewhere between 50K and 75K miles for both, and the cable was always changed when a new clutch/throw-out bearing was installed.