Got the car bashed in today

Wow! Sorry to read this, David. Happy that you're in one piece (sort of). Sad about the car. At least it's replaceable. 

Well.  Thank God your alive and able to tell us about.

Dang - hope all works out OK.  Car can be repaired/replaced - glad you are not more seriously banged up. 

Wow, David! So glad this didn't turn out worse. You can always build another car, and from the sound of it-- you probably will need to. The flying windshield sounds terrifying.

 

Intersections are awful. The idea that speed kills is ridiculous-- intersections are where the vast bulk of collisions occur. "I didn't see him", etc.

 

I'm just glad you are here to report the accident.

Oh no! I am glad you're not seriously hurt.

I'm not sure what's worse, your accident or the fact that we are now referring to totaling a speedster as "pulling a musbjim". 

I wish you a speedy recovery. (See what I did there?)

Ted

I'll second that!

David,

 

Sorry to hear of your accident, but glad that your body seemed to fare better than the Speedy.  Daytime running lights can be a big help in making our tiny cars more noticeable to oncoming/side traffic.  Not too tough to wire the front headlight parking bulbs into the ignition switch.  We are all pretty aware of increasing the visibility of the rear by brighter tail light & brake light bulbs to prevent rearenders, but the latest episode of accidents indicates what we all know at some level: other drivers sometimes look right over the top of our cars when scanning for traffic, especially if the other driver is in a raised p/u or rv, where their eye level is yards above us.  Lights in the front help to increase our visibility.  They don't need to be 100 watt driving lights, either, just 1156 bulbs to catch the other driver's eye.    

David, glad you're okay and looking forward to seeing you back on wheels soon. Thank goodness you didn't hit a moose.

Sorry to hear about your car David, but as others have said, glad you are here to tell us all about it!! Rest up...you'll be back out there in no time 

Glad to hear you're ok! As much as I hate to say it, car can be fixed or replaced. 

Sorry to hear about your accident, glad to hear you're OK.  Hope you feel better soon.

So sorry, Dave! You have the worst luck with windshields. Get better soon!

 

Sad to see your pride and joy gone and you injured....  Hope you are blessed with a quick recovery....,

 

Let me guess.... "They never saw you."   

That's a heart breaker David, particularly given the massive mileage you've covered and how we've all lived your adventures vicariously.  I wish you a speedy recovery and  I hope that you get back on the road quickly.

David, glad to hear your OK. Most often we read here on the board that are cars are just motorcycles with four wheels, as a rider for 46 years I always assume everyone is going to turn left into me.

 

May the dreams of a new ride speed your recovery.

Get healed up good buddy and with all your subie smarts now you can build a speedy from the ground up with all your personal touches!  Can't wait to see the build!

David:  So very glad you are well enough to tell us about your misfortune.  I've been very fortunate to not have had any serious accidents in cars......Not so fortunate on my bike where, as Stan said, people just plain don't see me and I've had several serious hits.

 

Get yourself well...That's the first priority and then you can decide what to do about the Speedster.  So glad you're doing OK.

Heal quickly our friend....the thought of .another speedy will take some of the pain away

Oh man, Dave, this is a rotten break.  Was the dame driving the car on her cell phone?  In addition to all the astute observations about not being seen, it's even worse when the so-called other guy (or gal) just doesn't have his head in the game.  As Gordon said, glad you are able to let us know what happened and reinforce the message that we all are fair game to SUV, minivan pilots and others who just don't notice us.  

So sorry to read of this, David.  Hope it's a good and timely recovery for you.

 

 

Let's hope the dumb broad gets charged with the appropriate HTA offence.

Very sorry to hear about your incident.  The car is replaceable but you are not. Get well and plan your Speedster attack for next season.....

Thanks for the kind words, Lads. I meant no offence to Jim...it was written that way because of the strikingly similar circumstances of his accident and mine.

 

Here's a couple of pics of the car this morning. You can't see it in the pics but the rad is resting on the asphalt. I did notice some damage to the right rear wheel too and that's likely why the tranny appears to be jambed. I'll likely have to pull the plugs to be able to push the car into the garage.

 

As I now recall the events of the accident, I do recall a Cube van stopped ahead of me in the left turning lane at the lights. The SUV in the accident with me was waiting to turn left into my path from the opposite direction and likely could not see past the Cube van and did not see me coming. Still, in error, they chose to turn left and hope no one was coming....I was.

That's no good, no good at all.

Been in 2 street accidents in my life, both in intersections, both with people turning left in front of me, both the others' fault.

I hate intersections.

 

It's a double shame because I'll be thru Ottawa next week and I was going to look you up to chat Speedsters...but after this, that may just increase the pain...!

 

All the best for a speedy recovery. 

Oh - and lawyer up

Dave, if that hard working neighborhood kid can't buff it out, maybe it's time to look for a new one.

Hoping you have a speedy recovery David. You will need to be 100% as is looks like your going to be getting a new speedy!

-=theron

Dave;

 

Get well soon.  Glad you were not seriously injured.

 

Art

Dave.

When you are up to it let us know the details about your insurance coverage and how the repairs or replacement all plays out.

Again, we are all glad that you were able to walk away from this one.

Take care of yourself first, David. Sorry to hear of your situation.

Dave-o!

 

How are you feeling this morning? Day two and three tend to be when the real pain sets in.

 

Just to clarify - I didn't think you were trying to slight Jim. I was just making comment that it's becoming such a regular event that we've named it. That's what makes me sad.

 

Keep us posted on your recovery,

Ted

Well just Damn.  At least you weren't driving a motorcycle--the outcome could have been much worse.  (Small consopation, I know.)

 

We look back of accidents and wonder how it could have been avoided---this is an impossible one because the Cube was blocking the view of you --it's hard enough to see us anyway but with additional lack of vision it was hard for the turning driver.

 

I am glad you weren't seriously hurt and glad Francine wasn't on board.

 

I hope you will be back on the road very soon either with your repaired car or a new one.

 

We are all thinking of you, David.

Per my many project experiences it's repairable but most likely the Ins Co will total it.

Hey! At least its not a 'Lewinsky'!! Or maybe it was caused by one?! 

 

David- sent you 'Dialog'. 

David - DO NOT TALK TO THE OTHER INSURANCE PROVIDER ABOUT ANY PORTION OF THIS ACCIDENT BEFORE TALKING TO YOUR INSURANCE AGENT!!

 

In any of your discussions regarding this accident DO NOT MAKE THE REMARK "…the driver may not have seen me approaching because of the Cube (vehicle)…"!!!

 

We can talk more detail when you & I catch up with each other! Wishing you a speedy recovery, my friend! 

The trouble is, there are very few facilities up here that are familiar with a rebuild of something like this...with a Soob conversion too.

 

So, Alan...when and if they total it, typically what is the at fault driver's insurance obligated to do ? Are they compelled to replace it with a similar product or what ?

 

Thanks

Who is your car insured by? They should be taking the lead on any and all conversations with the other insurance company. 

 

If you have full coverage your insurance company will fight for you, that's why you pay a premium.

 

Jim speaks the truth in the above post. Do not give any sort of speculative comments about what you observed.

 

Your story starts and ends with:

You were driving along, at or under the speed limit and in accordance with all traffic laws. She made an unsafe left, turned in front of you. You instinctively tried to avoid the collision. Unable to avoid the collision, you collided and you suffered physical injury to yourself and your property. You are insured by xxx and they will be handling the remainder of the communications. Medical bills, Automobile repairs and Legal receipts will be provided by your insurance company as they are available. Thank you, David Stroud.

 

End of story.

 

Aside from that, I would even avoid speaking about it on here or on FB (or any social media).

 

Let your insurance company do the worrying.  You focus on a speedy recovery.

 

Ted

Thanks for that, Ted. I'm just trying to get a decent feel for how the whole scenario should play out. No more questions / comments from me in this vein for now. Haven't gone thru this before..

 

Being self employed and mostly self taught in many categories, I sometimes have trouble leaving responsibility in the hands of others. My problem. Regards....

Trust me - I'm the same way. I like to be one or two steps ahead of the people who are 'taking care of me'. Being informed is forewarned, or something like that.

 

I think in situations like this and if you have full coverage - your insurance company will make sure you're taken care of. That said  - every situation is different.

Who is the car insured with?

 

Ted

David - Do not make this more complicated than necessary! Check the 'Dialog' tab  and contact me! 

Now that David is offline regarding this issue, it's a good time for all of us to review our policies to see if we have "agreed" value or "stated" value policies with our insurance companies.  Reminder 1: we, the insureds, like agreed policies, where no deductible will be used to lower the value of our cars in case of a total loss.  This means agreement between the insured and the insurer on value if totaled.  That's the amount they will pay.  These agreed value policies are available from most of the big players in replica/specialty car insurance companies.  Reminder 2: insurance companies like stated value policies, because they use our value amount of the worth of the car only to establish the premium cost, then lower that value by depreciation before payout.