Insurance

I just requested a quote from Hagerty on my new 2003/1958 IM Speedster. The quote was very reasonable, but I think that the Bodily Injury (BI) insurance ($15k/person,$30k/accident) and $10k for property damage (PD) is way too low in this day and age! Perhaps that is why the cost is so low? The don't seem to have options for higher insurance, at least not on their web site. I have normally gotten $300k/$500K for bodily injury and $50K for property damage, and some people might consider that too low.

Anyone gotten insurance with Hagerty or elsewhere with a resonable dollar value for BI and PD?

If you are in Pa. I can help you as my wife writes Hagerty and other insurance companies that insure speciality vehicles.

Alan M

Alan: Thanks, but I am in South Carolina.

Hey Brian, the two Ronnies are at the bar and we've started a tab in your name. It's Saturday...where are you?...Oh, wait, you're coming on Sunday...that's okay, we'll just sit here and wait (and drink and drink and drink.....
Ron
P.S. We're only drinking the good stuff...because you're worth it.

Ron and Ron: Due to unforseen circumstances, we are no longer staying at the Vancouver Fairmont...we are moving to the Vancouver Midnight Mission. I hope you will understand. BYOB. See you there!

That's strange...they've let us charge all kinds of stuff to your room. They said they had your credit card on file and the room was paid for already. It would be a shame to let it go to waste. Well, off to dinner...they have a nice restaurant at the Fairmont...we'll just charge it to your room along with everything else.

See you tomorrow.

Hey Ron, did you see all that cool stuff in the mini fridge? I think it's free...isn't it...oh well, put it on the bill.
Ron
Dress warmly, Brian. It's just above freezing here. Weather forcast for Monday is sunny and cold. If your new IM has heater boxes, then a heavy, warm jacket is needed, along with gloves.

Yup, It's getting cold here in Canada. We got the dog sled team out for a run yesterday, and have the snow saws all sharpened so we can start cutting blocks for the igloo as soon as it snows.

Don't you eat the yellow snow....where the huskies go!

We use that yellow snow for snow cones. Most Canadian kids love them.
Ron

FWIW AAA is offering classic car insurance. Noticed it in their Mag. last night. Dunno if they accept our cars or not will check 'em out ASAP.
NFI and usual disclaimers
Bill

For the real truth behind Ron L and Ron O, you need to read this story.
Two 'wild boys' from B.C.? It could only be our Ronnies.

www.cbc.ca/stories/2003/11/03/wild031103

Bob
>>>>>>>>>>>>>>>>>>>>>>>>>

Re AAA writing classic or 'our cars' they quoted me 60 days ago on my VS and they were double what I got from Hagarty...I told 'em no thanks. ( I have 3 cars long term with AAA and with good record )

Yeah, the forum members are special....special needs. (If you are new to the site I am just joking). We really had a great time with Brian and his wife. And Brian was nice enough to let me drive his car this morning. That car really goes! It looks awesome too.

After driving Brian's car, Ron and I have decided to offer a new service as well as maximum rpm setting. We will be offering roll bar testing starting with George's car. Unfortunately this type of testing is somewhat destructive, but you will each feel much safer knowing that your roll bar has been tested and approved by the two Ronnies.

I'll have you know that and I were on our best behavior while having drinks with Brian and his lovely wife, at the Vancouver Hotel.
Ron and I had a drinking contest (attempting to entertain our guests) and I have to tell you that can't hold his liquor. He started to slur his words and drool, and he tried to get the waitress to arm wrestle...and that was before he had his first drink!
Really, we had a super great time. People on this forum are special.

called state farm today and they had no problem insuring my sppedster which will arrive soon. Complete cverage was only 400 a year

What are you covered for at 400 a month.

I just got off the phone with allied today and they quoted me at 1200 a year using the car as my primary with 500/500/350 with a medical umbrella, 10K miles a year. My age more then likely jumped the rate up but not that much.

well this is not my primary car
they rated it as pleasure
500 dollar deductible
collison, theft and replacement
i have 2 other cars insured witht them
also they rate it according to the year of the chassy which is mid 80's

Try Hagerty and Condon & Skelly for comparison.

I got my coverage thru USAA for for $524/year. Value at $43,500 with $300k/500k bodily injury and $50k property damage. Also have a $2MM umbrella under another policy with them. Down side is the car is valued at actual cash value rather than stated value.

PS. I posted some pictures of new car. The wheel covers are from a Roadster, but Henry is replacing them with Speedster version. Badging and script not yet installed.
Thanks so much to the "Ronnies" for keeping my bar tab under my credit card limit! And a special thank you to Ron Leonard for test driving the car and establishing the RPM rev limit! Thank goodness the car is leaving Canada before they institute their roll bar testing program.

Brian,

It's a beauty! Are you driving or shipping back to Hilton Head?

Bruce: I am shipping it back. I would love to drive it, but the thought of a 3000 mile drive this time of year is not pleasant. The shortest route would take me through some fairly rugged country, with the likelyhood of snow, etc.

California Guys.... Who are you using for insurance. I would think if we were able to combine some of us we would get possibly a group rate. Could work! Can you respond and let me know who you use, and the approx cost?


Thanks


GClarke "The Vacaville Guy"

This California guy has used State Farm (reasonable cost, never had a claim, insured as 71VW kit car with stated value). I am currently with AAA only because we combined all our insurance and took advantage of the $1M umbrella policy (worth a lot more dead than alive now!). AAA charges a bit more for this vehicle, but with all everything included (homeowners, car, truck, motorcycle, etc) the bottom line total came out a bit cheaper. AAA is still "stated value" , but they insured it as a 71 Porsche Speedster - go figure.
FYI, it's licensed in CA as a smog exempt 71 VW.

Brian's car looks great in the photos, but they don't do it justice. A very nice looking car. I was especially impressed with the paint and the fit and finish. It goes like stink too!

Hey guys I was just going over the site, I am a future speedster owner doing some research. Just wanted to let you know, I work at Aon Collector Car Insurance, we've got really good rates, no appraisals needed and you can even take your car to work from time to time. No yearly mileage limit either, the only thing we can't do is the daily driver folks. aoncollectorcar.com