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I'm quite confident with my "agreed value" State Farm policy. Like Angela said: very affordable. Since all our other policies are State Farm it is convenient too.
However, one of the fellows on this board utterly villifies State Farm (just so you know not everybody loves them).

Mark
I've been treated very good by both State Farm and by AAA over the years.

If there is a particular company you favor and the agent blows you off, just go to another agent for that same company. A knowledgeble agent can make all the difference, and there can be BIG differences between what agents want to deal with in their customers (especially when dealing with State Farm). AAA seems to have a much more consistent application of its insurance practices.
The restrictions that Hagerty puts on my policy are much more liberal than that. They state that I can't use it as my daily driver, and that I keep it in a garage at the same location as my house. They also ask, with no hard number, that I limit mileage. They have no problem with me driving it to work once in a while to, and I quote, "show it off to my friends." I've told them that I put around 5K miles per year on it, and they said "No problem."
I have Hagerty, and when asked about usage, mileage and garage issues, they said as what Lane said. I had a claim with them due to engine fire on the way to Morro Bay and they are very good in responding to that disaster. That being said, I wish I don't have to worry on the occasional time that I take the car to work that if something bad happen they will deny my claim because I took it to work.

Eddy
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