Can anyone let me know who they use for insurance. Mercury doesn’t insure these types of vehicles.
Thanks,
Popee
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You'll find insurance through Hagerty, American Modern, or Grundy's. Make sure you ask for an "Agreed Value" policy. And set the limit no less than the price you paid for your Speedster. With an Agreed Value policy your value will never go down. Every year you should assess the current value of used and new cars and make adjustments as necessary. There are limitations with all collector car policies. These limitations will set the number of miles you can drive and where you can drive the car to. Most will tell you that your driving is limited to pleasure drives, car shows, parades, and etc. There will likely be a mileage limitation as well but most companies offer ranges such as; 0-2500, 2501-5000, 5001-7500 or something similar. There may be an option for unlimited mileage but you'll pay a lot more for the policy.
The least chosen option is if you have lots of money and you just want to insure it as whatever model year VW your Speedster was built on. You could drive it however, wherever, and for any number of miles you want but if you suffer a total loss they'll only pay you for the value of whatever year VW your Speedster is registered as. Not a popular option.
I answered in the other place you posted this question. Robert's answer is more complete than mine.
In general, it might be best to post questions in only one place so you can see all the answers at once.
Grundy
...is it too late to get insurance coverage at this point?
For the blue boat or the red boat?
I think is repairable.
@americanworkmule posted:...is it too late to get insurance coverage at this point?
Odd that the fuel tank didn't explode. The State Fire Marshal told me a story, years ago, about a guy who burned his house and left some gas in a plastic milk jug on the chair he torched. House burned to the ground but the top of plastic jug melted and sealed over the gas and was found in the rubble.
Wonder what it was? Maybe a 917 model.
Specialty insurance will not take you if you lack a garage. My car is stored in a heated garage in Winter and then left outside for 5 months with an appropriate cover. That is unacceptable for them.
The car will always be in my garage. Thanks
@Popee posted:I think is repairable.
If this burned heap were one of those old Porsche 550 Spyders, they would salvage the chassis number from the frame and build a new car around that and auction it as an "original" for $4 million