Insurance in Ont, Canada

Now I'm looking for insurance and am amazed at the quotes I got from the company I've had this house here insured with while it was rented out. To start with they want $2,600 a year for house insurance and $180 a month to insure my old 2004 MB E320 wagon. That's with discounts for both car and home insurance. (State Farm)

Anyone have any experience with these over 50 insurance places like GP Car and Home? Their on-line quote s were much less. Are there any other places I should look at?

For the IM, should I look at Hagerty or Grundy? Most of these over 50 companies will not insure a car like that.

Brian, I had excellent luck with Geico. I initially had insurance with Hagerty, but, back then, I wanted to drive my car to work on nice days and they wouldn't have it. They were really flaky about when I was covered. I've heard great things about them regarding repairs, but I was more concerned about liability and wanted to make sure that I was covered all of the time. I switched to Geico with roadside assistance and it was a wash cost wise. Hagerty was full year insurance. With Geico, I'm able to drop the coverage when it's in storage. I also contacted Grundy, and they seemed to behave the same way as Hagerty. It was a snap to get coverage and the guy seemed genuinely geeked to be insuring this kind of car.

Odd about Hagerty, as my experience has been very different from Tom's. They were easy to deal with and had few stipulations. They even were understanding about driving it to work once in a while to "...show off to my buddies" as the agent said. It could NOT be my daily driver, and I had to have lockable storage at the house.

They told me once per week was "excessive."

For driving to work? Yeah, I would have heard the same thing. Given the traffic and road debris I drive through, I only take the Speedy to work once a month or so.

Brian..we've been with GP for about five years now. Quite satisfied but you'll need to talk directly to the agent for the best deal. US companies cannot insure in Canada. For the speedster you may want to check out Lant Insurance in TO. Silver Wheels programme is quite affordable but restrictive.