Hi all ...I'm seeking suggestions as to what to do about insurance for my intermeccancia speedster.
When I purchased the speedster last year, my insurance agent recommended Hagerty Insurance ...After talking with Hagerty, I sent them photos of my speedster along with a copy of the California title & registration and a check for the amount for the insurance ...They said I was covered.
When it came time to renew my registration, I couldn't as I had not received proof of insurance from Hagerty. I contacted Hagerty and was told I was denied insurance (this was one year after I had sent them a check) and had never been covered and they had not cashed the check I'd sent them (I know, I should have checked with my bank if the check was cashed ...poor bookeeping on my part).
The reason Hargety had denied my insurance was that the speedster was titled and registered as a "special construction vehicle", (this is the correct way to title & register a speedster replica in California).
I contacted my insurance agent ...they (Allstate Insurance) wouldn't insure it for the same reason ...he said he contacted several other insurance companies that specialize in insurance for classic cars and was told they would not insure it for the same reason.
Not only was I driving my speedster for a year thinking I was insured and wasn't ...now, I'm unable to drive it because I can't register it because I can't insure it.
Any suggestions?
Thanks,
Wayne
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