I am very risk tolerant, for myself. I've rode motorcycles, raced a drag car, jumped out of airplanes, but for others entrusted to my care, I tend to be much more cautious.
We all saw what happened to Lane's face in a relatively minor fender bender.
Lane's own words.
"My car originally came with three-point belts, but they were constantly pulling down on my shoulder and uncomfortable, not to mention unsafe in a crash. I went to racing lap belts which were much more comfortable, but my accident reinforced the lack of wisdom there. I, uh, recontoured the steering wheel with my face - did neither of them any favors. You have to decide the level of risk you're willing to accept."