Speedster Insurance

Can anyone recommend a good insurance company for speedster car insurance?
Thanks
Doug
Phoenix,AZ

Doug, take a look at the locked thread "insurance" under the "Newbies" section. Also try the search function with the key word "insurance."

Personally, I used Hagerty for my Speedster, but their prices were too high for my Cabriolet. The reason given for the higher rate (almost double) by the representative when I inquired was because it was to be registered as year of manufacturer (2004). I am currently using State Farm and am happy with their coverage and rate.
Good luck.
Hoss

John,
That may be a problem for me as well. The chassis my car is built on is a 1969 VW-the title is as a 1987 Speedster. How did you get around your problem?


Doug

I too have had issues getting insurance for a decent rate. I tried to go with State Farm who I have been with since I was 18 and thought it would make my life easier, but they wanted $1100 a year in the Dallas Metro-plex. So I just mailed a check to American Collectors Insurance. (link below) They quoted me $185.00 a year for $25,000 coverage. I do have a feeling that I will go over the 2500 mile limit, but at least their stipulations were not as strongly written as Parish and a few others

Many insurance companies understand what a replica is and will insure it for an agreed value and meet all state minimum requirements. I have used Parish-Heacock out of FL for several years but have never had to file a claim. I have never portrayed the car as anything but a replica.

Doug, I did not go with Hagerty for the Cabrio. The car is registered as a 2004 "Specially Constructed" and the premium is comparable to a normal car of the same value and with the same policy limits. Also, by going with S/F, I was able to include the car under my umbrella without that nasty surcharge just mentioned. I do have a 7,500 mile limit but that is plenty and if I was willing to cough up a little more, I could have unlimited miles.

This may not be the cheapest way to go, but I confidence in the carrier and the agent is a stand up gal.
Hoss
ps. $546.60 / year

I have Parish for my race car (storage and trailering)$18,000 coverage for $280 and on my 84 Mustang $8000 for $250 no deductible but a 3000 mile limit and can't drive it to work. When I got a quote for my speedster they wanted $500 for $20,000 coverage because it has to be registered as a 2006 when it's complete. Hagerty wouldn't touch me because I have a teenager in the house. Grundy quoted $315 with unlimited mileage.

May I suggest Motorsports Insurance at 310-301-0333. Robert Leggio handles our insurance. We can drive as many miles as we want per year, very very good rate (350? or so a year).

http://www.motorsports-insurance.com/

angela

I have had excellent luck with both State Farm and with AAA. I ALL cases, keep in mind, it is not so much the company as it is the agent you deal with. State Farm can be black or white depending who you talk to. You'll probably want to go with "stated value". Spend some time to find a good agent. Don't write off a company just because one agent is a Dick. Call another branch office. Most of your insurance cost will be Liability anyway, and that doesn't vary much between my truck, my motorcycle and my speedster.

AAA currently has me insured as a 1971 (year of the pan) Porsche speedster. Ever heard of one of those????